Once you pass your fifth decade, challenges like building muscle and maintaining a healthy body weight intensify due to a slowing metabolism, declining testosterone levels, and natural muscle loss. So, what’s the solution? After 50, a smarter approach to training is crucial. This article, authored by Steve Theunissen, a seasoned personal trainer with 35 years of experience and multiple certifications, and updated by Tom Miller, CSCS, outlines the best exercises to lose belly fat post-50 and offers dietary advice for effective weight loss. Let’s explore how you can overcome these age-related fitness hurdles.
Importance of Losing Belly Fat Over 50
There are two types of fat in your body, subcutaneous and visceral. The fat that is beneath your skin is referred to as subcutaneous fat. This type of fat may be easily grabbed by hand and gathered in the usual “problem areas,” including the thighs, hips, neck, and arms. It accounts for around 80% to 90% of our total body fat. The remaining 10 to 20 percent is called visceral fat and is found around the liver, spleen, intestines, kidneys, and other internal organs, as well as beneath the stomach muscles. It sometimes goes by “deep fat” since it covers your internal organs and fills the spaces between your stomach, intestines, liver, and other organs.  Subcutaneous fat differs from belly fat, which is far more hazardous because it increases the risk of type 2 diabetes, cardiovascular disease, and inflammatory disorders. Belly fat forces the abdominal muscles outward because it is harder than subcutaneous fat. These deep abdominal fat cells transfer their free fatty acids directly to the liver rather than releasing them into the bloodstream. Triglycerides and cholesterol are other types of fat that the liver creates in reaction and release into the bloodstream. Free fatty acids are the types of fat that are released from fat cells and carried into the blood, whereas triglycerides are another type of blood-borne fat that the body uses as an energy source. Increased risk of cardiovascular disease is linked to high cholesterol and triglyceride levels.
Challenges of Losing Belly Fat Over 50
Once past 50, you will find it increasingly difficult to keep your belly fat down to healthy levels. It’s not that your willpower to resist tempting foods is lower. Here are four physiological reasons you’re more prone to putting on belly fat over 50:
1. Reduced Metabolism
At around 30, most people’s metabolisms decline by about 1% every two years. Although the exact cause of our aging metabolism is unknown, it most likely involves a decline in muscle mass and a shift in hormone levels. Men produce less testosterone, while women’s estrogen levels decrease after menopause. 
2. Less Muscle
Age-related muscle loss, or sarcopenia, kicks in from about the age of 40. Because muscle is more active metabolically than fat, having less of it negatively affects our metabolic rate. As a result, you won’t burn as many calories at rest, making it easier for that spare tire to develop around your belly. 
Most people tend to slow down as they age. By the time they reach their 50s, most folks stop playing sports, no longer play with the kids, and spend more time on the couch. That means fewer calories burned throughout the day.
When we experience chronic stress, our cortisol levels increase dramatically. This can indirectly contribute to higher levels of belly fat. As we get older, our stress levels can increase due to many factors, including work stressors, financial problems, and the concerns of looking after elderly parents. Cortisol can increase the desire for comfort foods with high caloric content, particularly those high in carbohydrates and fats. These are the very foods that contribute to increases in belly fat. Cortisol encourages fat storage, particularly visceral fat, which builds up around the abdominal organs. In fact, the hormone can actually redistribute subcutaneous fat to visceral fat. Cortisol also has a catabolic effect on muscle tissue, causing a breakdown of amino acids. This can contribute to age-related muscle loss. 
15 Diet & Nutrition Tips To Lose Belly Fat Loss Over 50
As we’ve learned, excess belly fat is aesthetically unpleasing and dangerous. It puts you at a higher risk of cancer, coronary heart disease, type 2 diabetes, arthritis, and depression. Fortunately, it is possible to reduce your belly fat levels dramatically. Here are 15 diet and nutrition tips that will complement your exercise-based efforts to reduce the spare tire:
1. Increase Your Fiber Intake
You can shed belly fat by increasing the amount of soluble fiber in your diet. This is because fiber will assist in lowering your blood sugar levels. You’ll experience stable insulin levels as a result. Fiber, which is incredibly filling, also serves as the body’s natural cleaner. It enhances digestion and improves waste excretion. A 2011 study found that a 10-gram increase in soluble fiber consumption over a five-year period reduced belly fat accumulation by 3.7%.  The best sources of fibrous carbs are brightly colored vegetables and berries, including strawberries, blueberries, blackberries, beans, lentils, and other legumes.
2. Reduce Your Alcohol Intake
Unsurprisingly, overindulging in alcohol can lead to a ‘beer gut.’ In fact, if you are trying to reduce your belly fat, alcohol will be one of your worst enemies. Alcohol contains zero proteins, carbohydrates, or fats. In other words, it has no nutritional benefit whatsoever, and every gram of alcohol adds seven calories to your system. After you drink alcohol, your body prioritizes metabolizing it. That means your body will first burn alcohol instead of fat, postponing your ability to burn off the spare tire. Alcohol puts almost twice as many calories per gram into your body than carbs and protein (seven versus four). And those calories are much easier to consume than the solid foods we eat to get macronutrients into our system. As a result, it is extremely easy to take in hundreds, even thousands, of zero-nutrition calories from alcohol in an evening.